The way you pay your mortgage can increase the price of your house and cost you thousands of dollars more than you should pay! What They Don't Teach You in School Or How Your Mortgage Company is Taking $100,000 From Your! How much will your house really cost you? If it really is costing you over $100,000 more than the purchase price, what could you use that money for? We all go to school for about twelve years, kindergarten through high school. Some of us go to college and then graduate school. Personally, I went to school for three years beyond college with law school and took financial courses after that was over. In all of that time, economics courses, accounting courses and even tax courses, no course or school ever covered what we are going to talk about. How to Pay Your Home Mortgage and Stop Losing Thousands of Dollars It was not until I took over as President of a financial institution in my early thirties that I was exposed to these simple principles. Even more amazing was that I realized that the bankers who worked for me had no clue about these factors either. Banks make a lot of their money charging interest on loans. The institution that I ran was not making money as it should. We looked at the mortgage income streams and quickly realized that because our loans were older, at least twelve years old, the bank was not earning much interest or income from those loans. Now I was familiar with amortization schedules, but I had never realized what it meant until I needed to solve problems. What if you could take advantage of Your Mortgage Company instead of having them take advantage with you? How much can you save by following the tips in my guide? How much is your mortgage payment? How much do you pay just in one year? $900 per month times 12? $10,800? I'll guess it is even more than that! Follow my advice in paying your loan and you'll get to keep all the money that my report saves you. I will show you how to work towards your financial independence with that money along with other steps! Within "How to Pay Your Home Mortgage and Stop Losing Thousands of Dollars" you'll find step by step instructions and the detailed explanations on why it works. You can download my report straight to your computer and start saving today. ...This is the information they should be teaching you in school but don't: Let me illustrate: A couple wants to buy a house for a contract price of $180,000. The couple has a down payment of $30,000 so they need a loan of $150,000. The mortgage company can provide a loan at 7% fixed interest for 30 years. Now the couple thinks in terms of paying $180,000 for the house but really that is not what you pay for the house. If you pay cash upfront (we all wish we could), then the cost is $180,000. However, the real cost with the $150,000 loan is $30,000 cash plus the total of the payments on the loan over the thirty years. The monthly payment on the loan will be $997.95. Every month for 360 months (12 months per year times 30 years), that payment will have to be made if the house is not sold or refinanced. The out of your pocket cost of those payments is 360 times $997.95 or $359,262. Therefore, the couple is actually going to pay $389,262.00 for the house despite the contract price of $180,000. Cash Price is $180,000. Financed Price is $398,262 What if I can show you how to cut that price by almost $75,000? Could you use that money to put into your retirement plan, pay for your children to go to college, buy a rent house? Here's What They Don't Tell You About Refinancing Your Home Mortgage! Has anyone ever told you that if you refinance your home mortgage every seven years you will pay almost nothing but interest? That's right! My manual will show you how your mortgage payments are almost mostly interest for the first seven years. If you refinance every seven years, you will continue to pay interest, NOT PRINCIPAL. The manual will show you the calculations and how to avoid that trap. By just changing the way you PAY YOUR MORTGAGE, you can cut EIGHT YEARS OF PAYMENTS off a 20 year mortgage! Buy a house for almost one-third less. Talk about a good investment. Every dollar is yours - spend it wisely, stretch it far! How to Pay Your Home Mortgage and Stop Losing Thousands of Dollars.! NEXT INSTRUCTION: CLICK HERE AND INVEST $47 IN YOUR FUTURE and get back Thousands of Dollars! Your next instruction will be emailed to you. CLICK HERE AND INVEST $47 IN YOUR FUTURE and get back Thousands of Dollars! Sincerely, James Montgomery P.S. I bet I don't have to tell you to save on your house cost! Why would you want to pay more than you have to? Just look again at what my report can teach you and you'll see exactly what I mean. Start saving money on the price of your house! CLICK HERE AND INVEST $47 IN YOUR FUTURE and get back Thousands of Dollars! Here are a number of additional links for you to review: Ten Tips to Starting a Business Escape to Stoneybrooke, A Vacation Dream Texas Hill Country Barbecue, delivered to your door! |